The peak of corporate defaults have for 2016-2017. This was stated by Deputy Director of the direction of "The ratings of financial institutions» Standard & Poor's Sergey Voronenko at the "Vedomosti", "Financial Forum of Russia". According to him, many banks will survive this painful.

"Such stories as happened with" Transaero "will continue. The peak of corporate defaults is necessary not to peak of the crisis, and with a time lag of 16-18 months ", - said Voronenko. Banks will have to increase allocations to reserves, it will put pressure on earnings and capital of banks, he added.

"Transaero", one of the largest Russian airlines began to experience difficulties with the end of 2014. The total debt of the carrier is about 250 billion rubles., Of which about 87 billion rubles K. - Is owed to banks. Among the largest creditors of "Transaero" - VTB, Sberbank and Alfa-Bank. They have already filed an action in court for bankruptcy of the carrier.

The level of bad debts, the S & P forecasts, in 2016 will be equal to 20-25% of the portfolio. Deduct reserves amount to 4-4.5% of the portfolioFirst banks. According to experts, in 2015 the banking sector excluding Sberbank will receive a loss. The same projections, and the agency for 2016.

After two years in Russia will be completely different, "the composition of the banking sector", sure Voronenko. "This year, the top 30 banks has changed dramatically simply, we could not even imagine that some banks will be included once in the top 30 banks", - he said. The expert also believes that "soon there will be several large private corporations that will create strong competition for the state-owned banks."