O1 Group is considering the sale of its non-government pension funds (APF). To this, in particular, pushes the owner of the group Boris Mints external pressure. Previously, negotiations were conducted with Sberbank, but they were stopped, as the potential buyer did not like the assets where the pension money of the NPF was invested.

O1 Group owner Boris Mintz is looking for a buyer for his pension assets, Reuters reported on Friday with reference to five sources. Two people close to the financial group (FG) "The Future", which unites three APFs - the flagship fund of the same name, NPF "Education" and NPF "Telecom-Union" (another fund - Social Development NPF - O1 Group owns directly: he should soon enter the FG "Future" perimeter, the group's website says), one person close to the Central Bank, one person who knows about this from the regulator's employee, as well as one person close to Sberbank, and two other employees of two APF. "External pressure makes you look for someone to give. We would like to get some money, "- said the source of Reuters, surrounded by Boris Mints.

A number of interlocutors of Kommersant told Kommersant that the negotiations about the "sale" of the fund were conducted earlier with Sberbank. The Bank of Russia supported the deal, and Sberbank even conducted due diligence of the NPF "Future", assures several of them. However, it was not a question of selling, but rather of sanitation. However, then the negotiations were suspended, Sberbank did not like the assets of the APF, the interlocutors of Kommersant know. "There are no plans to buy (NPF" Future. "-" Kommersant ")," Sberbank's German Gref said on Wednesday (quoted by RNS). A day earlier, Galina Morozova, head of the Sberbank Pension Fund, told Interfax about this. Denied such negotiations in the present time, the chairman of the board of directors FG "Future" Dmitry Mints (son of Boris Mints). A spokesman for the O1 Group said that the group "did not and does not conduct such negotiations." "Currently, such a transaction is not planned," - said in Sberbank.

Among the potential buyers, Kommersant's interlocutors called the group of NPF Blagosostoyanie, VTB, NPF Gazfond pension savings, the group of the bank FC Opening, as well as the concern Rossium or its Moscow Credit Bank (IBC). Reuters among potential buyers also names the group "Alor" Anatoly Gavrilenko (controls NPF Gazfond PN), the Moscow Credit Bank (MKB) or Sberbank.

Now Boris Mints holds 75% plus one share of FG "Future". At the end of the third quarter, the total assets owned by Mr. Mintz's funds (including SPF "Social Development") amounted to 346.8 billion rubles. The clients of these four APFs were 5.2 million people, 90% of whom were insured persons who form pension savings in the funds.

In the fall of 2016 FG "Future" held an initial public offering of its shares on the Moscow Stock Exchange - then 20% of the holding's shares were sold (now free-float is 25%). At the same time, 78% of the group's shares were collateralized by loans to the IBC issued by O1 Group and the FG itself. In early 2017, part of the loan was repaid, and 75% plus one share remained in the pledge. In an interview with Kommersant, the owner of the Rossium concern and IBC, Roman Avdeev, said that the concern bought this loan from the bank, while FG "Future" continues to be pledged to Rossium. He also did not rule out that he can take the collateral for debts, but "prefers to receive a loan repayment with money".

In early March, it became known that O1 Group entered into an agreement with Laysa Group to sell its O1 Properties Limited, which owns more than a dozen business centers. Part of the terms and cost of the transaction is the Laysa Group's obligation to repay the O1 Group loan to the IBC for a total of about 25 billion rubles, the parties said in a statement. Mr. Avdeev after that stated that "it is unpleasant to learn about the sale of collaterals of one of the borrowers of the bank from newspapers."

The serious problems with NPF "Future" became known last summer. In mid-August, the rating agency "Expert RA" assigned the rating to the Fund according to the new methodology at the level of BB- - the lowest rating among other APFs that received them under the new methodology. And two weeks later, the rating was withdrawn at the request of the fund itself. Justifying the low rating, Expert RA in particular wrote about the "low diversification of assets (NPF.-K"), including a significant share attributable to related parties. " Also, in the description of the rating action, it was said that the APF received the Central Bank's instruction on certain securities, however, it disposed of them according to the schedule of the regulator. The agency wrote that the "Future" will continue to work on changing the structure of assets until mid-2019.

At the end of August, the Central Bank took over the bank "FK Otkrytiye", whose major minority shareholder was NPF "Future" - the value of the package at the beginning of the third quarter was more than 12 billion rubles. Against the background of the reorganization, the shares of FC Otkritie in the third quarter collapsed by almost 40%. In the fourth quarter they were almost completely written off. Now NPF "Future" is trying to demand from the bank "Trust" (part of the group "FC Otkrytie") compensation of losses in the amount of 12.6 billion rubles. for non-direction of mandatory, as the fund believes, offers for the redemption of shares of FC Opening. Another blow for APF was the non-return of Promsvyazbank (PSB), which fell under the readjustment of the Central Bank in December, weekly and two-week deposits for a total of 12.5 billion rubles placed in the credit organization on the eve of the announcement of recovery. The management company (MC) of the fund also filed a lawsuit on the return of DPF to the APF funds. On a negative background, the price of FG "Future" shares fell from 1346 rubles. in early October 2017 to 394 rubles. on Thursday, March 22nd.